financial exclusion


Although the phenomenon of exclusion has been present in our reality for thousands of years, it only became the point of scientific interest a quarter of century ago. It seems a vital issue since it may concern any citizen in any of their walks of life. They may become financially excluded due to their educational background, income, financial status, nationality, sex or even lifestyle. In practice, excluded individuals are deprived of performing certain social activities despite their abilities or willingness to do so. This paper is aimed at identifying the awareness of issues concerning financial exclusion in a group of males in Poland. It provides the outcome of a survey held in a research group of 898 males on the topic of perceived financial exclusion. Moreover, the study elaborates on the determinants of financial exclusion in Poland, as well as individuals or whole social groups potentially at risk, in the opinion of the male respondents. The results enhance the wider knowledge of financial exclusion in Polish society.


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